[Wolfdev-Momentum] Last Pick FDEI Up Over 150%, EMTI Could Move Higher

Fri, 29 Oct 2004 01:54:58 -0500

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<div class=Section1>

<p  align=center style='text-align:center'><b
style='mso-bidi-font-weight:normal'><span style='font-size:16.0pt;mso-bidi-font-size:
10.0pt'>A Truly <i style='mso-bidi-font-style:normal'>Special Situation</i>
Junior Stock </span></b><st1:place><b style='mso-bidi-font-weight:normal'><span
 style='font-size:16.0pt;mso-bidi-font-size:10.0pt'>Opportunity</span></b></st1:place><b
style='mso-bidi-font-weight:normal'><span style='font-size:16.0pt;mso-bidi-font-size:
10.0pt'><o:p></o:p><br>
</span></b><b
style='mso-bidi-font-weight:normal'><span style='font-size:16.0pt;mso-bidi-font-size:
10.0pt'>Offering Extraordinary
Capital-Gain Potential <span class=GramE>In</span> The Near Term &#133;<o:p></o:p></span></b><o:p></o:p></p>

<p  style='text-align:justify'>Through a corporate
reorganization and the introduction of leading-edge technology that admirably
addresses a growing environmental problem.<span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;
font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span><span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;
font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span></p>

<p  align=center style='text-align:center'><span class=GramE><b
style='mso-bidi-font-weight:normal'><span style='font-size:16.0pt;mso-bidi-font-size:
10.0pt;font-family:Arial;mso-bidi-font-family:"Times New Roman"'>ENVIRONMENTAL
TECHNOLOGIES INTERNATIONAL, INC.</span></b></span><b style='mso-bidi-font-weight:
normal'><span style='font-size:16.0pt;mso-bidi-font-size:10.0pt;font-family:
Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p><br>
</span></b><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>(Recent price:
<b style='mso-bidi-font-weight:normal'>$.08 </b>Symbol:
EMTI on OTC Pink Sheets)<b style='mso-bidi-font-weight:normal'><o:p></o:p></b></span><span style='font-size:14.0pt;mso-bidi-font-size:10.0pt;
font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span></p>

<p ><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>EMTI
is an entrepreneurially-led technology company focusing on what is now widely
recognized as a critical aspect of the global environment &#150; <b
style='mso-bidi-font-weight:normal'>THE &#147;INDOOR&#148; ENVIRONMENT<o:p></o:p></b></span><b style='mso-bidi-font-weight:normal'><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span></b></p>

Studying the growing problem of Indoor Air Quality, &#147;IAQ&#148;,
the Occupational Safety and Health Administration at one point estimated that some 21,000,000 people in the <st1:country-region><st1:place>United States</st1:place></st1:country-region> were adversely affected by indoor
pollution. EMTI&#146;S patented AWE technology has the capability to &#147;clean-up&#148;
a buildings environment, thus eradicating the health hazards caused by
unacceptable IAQ such as SICK BUILDING
SYNDROME (SBS) and BUILDING RELATED
ILLNESS (BRI) while also lowering a building&#146;s energy costs.<o:p></o:p>

<p ><b style='mso-bidi-font-weight:normal'><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Poised For
Growth <span class=GramE>Through</span> Corporate Reorganization <o:p></o:p></span></b><b style='mso-bidi-font-weight:normal'><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span></b></p>

We believe that the reorganization announced by
Environmental Technologies in June of this year and the Company&#146;s subsequent
acquisition holds enticing potential for growth of the Company, and capital
gains for its shareholders.&#160; Including a
spin-off of its Finderguard technology and related security-device businesses
into a new company &#150; Finderguard Technologies, Inc. &#150; and with shares in that
new company to be &#147;dividended out&#148; to current EMTI shareholders, investors are
presented with a double-barreled profit opportunity. EMTI shareholders will
have shares in the new Finderguard Technologies, Inc. (with exposure to
attractive capital gain potential represented by the Company&#146;s promising
Hi-Tech security devices currently in the development and testing stages) while
retaining their original shareholding in EMTI, which appears poised for
phenomenal growth through its acquisition of Awe Engineering Inc. (now a
wholly-owned subsidiary) and its proprietary technology.<o:p></o:p><o:p></o:p>

<p ><b style='mso-bidi-font-weight:normal'><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>The
High-Potential &#147;AWE&#148; Technology<o:p></o:p></span></b><b style='mso-bidi-font-weight:normal'><span
style='font-size:16.0pt;mso-bidi-font-size:10.0pt;font-family:Arial;mso-bidi-font-family:
"Times New Roman"'><o:p></o:p></span></b></p>

The Company&#146;s AWE technology represents a quantum leap
over conventional building environment and energy-management systems, offering
the potential to dramatically improve the workplace/living environment
while capturing significant savings for commercial building owners/operators.
Protected by patent, the technology includes a modification of the ingenious Thermosyphon Heat Transfer Loop
developed by NASA and to this day used by NASA to instantaneously transfer the
extreme heat and cold from one part of the space shuttle to another.&#160; Since the NASA patents expired, AWE (Air, Water, Energy)
Engineering Inc. has adapted and modified the technology for commercial use in
a wide variety of buildings. Wholly owned Awe Engineering Inc., the developer of the technology
has successfully converted two facilities in the State of Florida and
demonstrated energy savings in excess of 50% in both conversions while
materially improving Air Quality and supplying a steady flow of high-purity
water. These two installations in operation today speak volumes about the
prospective reception by the marketplace when the AWE system comes to market
next year! We know of no competing
system that will accomplish what the patented AWE technology has already proven
it can do.<o:p></o:p><o:p></o:p>

<p ><b style='mso-bidi-font-weight:normal'><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Multi-Billion
Dollar Market Seen In <span class=GramE>The</span> </span></b><st1:country-region><st1:place><b
  style='mso-bidi-font-weight:normal'><span style='font-family:Arial;
  mso-bidi-font-family:"Times New Roman"'>US</span></b></st1:place></st1:country-region><b
style='mso-bidi-font-weight:normal'><span style='font-family:Arial;mso-bidi-font-family:
"Times New Roman"'> Alone<o:p></o:p></span></b><b style='mso-bidi-font-weight:normal'><span
style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'><o:p></o:p></span></b></p>

Through
a retrofit on existing commercial buildings, the system is capable of
significantly reducing electrical costs, while also improving air quality and
humidity control, and achieving the virtual elimination of mold and mildew in
the building. As if that were not enough, the AWE system also produces
by-product, high-purity water! (especially valuable in
arid regions around the globe and in Hi-Tech industries that require ultra pure
process water) AWE is expected to find broad acceptance owing to the fact that
the savings in building maintenance/operations garnered by the system will in
fact pay for itself many times over. It has been estimated that more than
2,000,000 buildings in the <st1:country-region><st1:place>US</st1:place></st1:country-region> alone suffer from
unacceptable IAQ! We project that
billions of dollars will be expended over the next decade to clean up the
indoor environment across <st1:country-region><st1:place>America</st1:place></st1:country-region>&#133;
and EMTI has its eye on the entire global market.<o:p></o:p><o:p></o:p>

<h2><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Extraordinary
Potential<o:p></o:p></span></h2>

According
to EMTI&#146;s management, the acquisition of the AWE
technology was carried out to materially advance the Company&#146;s original
business model as an environmental technology-driven company, and dramatically
enhance its growth outlook in the foreseeable future. Given the many horror
stories about the health effects of poor AIQ, -- including&#160;&#160; reduced worker efficiency, absenteeism due
to Building Related Illnesses, and multimillion-dollar lawsuits spawned by the
often debilitating health effects of building mold &#150; that our research has
encountered, we believe that management has made a very shrewd acquisition, and
that Environmental Technologies is
poised for dynamic growth in the months and years ahead.<o:p></o:p><o:p></o:p>

<h2><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Computer-Guard
Launch Slated For November <o:p></o:p></span></h2>

The first of the Company&#146;s security devices to come to
market, Computer-Guard&#153;, is an economic and efficient way for companies and
individuals to ensure that valuable data will not be stolen from unattended
computers. Beta testing was reportedly an unqualified success, and the product
launch is scheduled for next month. Other security devices are expected to
follow next year.<o:p></o:p>

<h2><span style='font-family:Arial;mso-bidi-font-family:"Times New Roman"'>Investment
Timing <o:p></o:p></span></h2>

It has often been said that &#147;timing&#148; is key when investing
in speculative stocks such as EMTI, just as it has been said (wisely, we
believe) that one should buy stocks&#160; &#147;when nobody wants them&#148; and sell them &#147;when everybody wants them&#148;. In our
opinion, considering the results of our research and having followed EMTI for
more than a year now, we believe the Company&#146;s shares to be the epitome of a
low-priced, high risk-reward Special Situation having extraordinary short-term
speculative appeal.<o:p></o:p><o:p></o:p>

<p >For more information on this company or GBC Financial,
visit:<o:p></o:p><br>
<a href='http://www.infoemail-web.com/080E051D1E141617043206051D5C02131B001E1B01065C1C17060E4640414A4B0E430E400E40414A43404A400E08.aspx'>http://www.gbcfinancial.com/</a><o:p></o:p></p>

All material herein was
prepared by Geneva Bancorp Inc. (GBC) based upon information believed to be
reliable.&nbsp;&nbsp; All information contained herein is not guaranteed by GBC
to be accurate, and should not be considered to be all-inclusive. The companies
that are discussed in this opinion have not approved the statements made in
this opinion. This opinion contains forward-looking statements that involve
risks and uncertainties. This material is for informational purposes only and
should not be construed as an offer or solicitation of an offer to buy or sell
securities. GBC is not a licensed broker, broker dealer, market maker,
investment banker, investment advisor, analyst or underwriter. Please consult a
broker before purchasing or selling any securities viewed on
www.gbcfinancial.com or mentioned herein. GBC has been compensated by third
party shareholders or with cash from the company on behalf of one or more of
the companies mentioned in this opinion. GBC has been compensated Ten Thousand
Dollars for this opinion. GBC may also buy and sell shares of this security

prior to or after this opinion. GBC may sell its shares for less than the
target price given in this opinion. GBC's affiliates, officers, directors and
employees may also have bought or may buy the shares discussed in this opinion
and may profit in the event those shares rise in
value. GBC will not advise as to when it decides to sell and does not and will
not offer any opinion as to when others should sell; each investor must make
that decision based on his or her judgment of the market.<o:p></o:p>
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